FSP 55409NCRCP22902Underwritten by Structured Risk Solutions · FSP 50618

OUR CORE BUSINESS

Protection is only one part
of a dignified farewell.

BM Financial Services combines financial protection with practical funeral support. Our core and supplementary service lines help families plan the farewell with greater clarity and care.

Prepared catering spread for a family gathering
Practical support planned with dignity, clarity and care.

FOUR PRACTICAL PILLARS

What BM helps
families prepare.

Each service can form part of a qualifying approved benefit. Availability, limits and fulfilment remain subject to the selected product, accepted schedule and written confirmation.

01

Livestock cover

Traditional support when the family needs to prepare with dignity.

Selected options can provide a qualifying cow, goat or sheep benefit for funeral arrangements. The livestock type, value, delivery area, timing and any cash alternative must be confirmed in the accepted schedule.

  • Cow, goat or sheep options
  • Confirmed against the selected plan
  • Subject to area and supplier availability
02

Catering cover

Food preparation and service for the funeral gathering.

Qualifying plans can support an approved menu and service for a stated number of guests. BM also accepts separate catering requests for families, organisations and events outside an insurance claim.

  • Approved menu and guest limit
  • Food preparation and service
  • Separate event quotations available
Request a separate catering quote →
03

Décor cover

A respectful setting for receiving family and honouring a loved one.

Selected benefits can assist with home or venue presentation, including approved seating, tables, tents and funeral décor. The final setup depends on the chosen package, location and written confirmation.

  • Home or venue setup
  • Selected seating, tables and tents
  • Package and location confirmation
04

Cleansing cover

Culturally considerate support at R120 per insured person each month.

Cleansing Cover is available at the same R120 monthly premium for all ages. Every additional insured member is charged separately, subject to acceptance and the approved policy terms.

  • R120 per person per month
  • Available across all age groups
  • Scope confirmed in writing

SUPPLEMENTARY COVERS

Personal touches that
honour a life.

Choose After Tears, Artist, Barber & Stylist or Fashion Cover according to the stated member, age and family rules. Every benefit remains subject to acceptance, approved limits, availability and written confirmation.

Family farewell support service

After Tears Cover

Single-person cover with additional members available at an extra cost.

Monthly premiums are R100 for ages 18-64, R158 for ages 65-74, R300 for ages 75-84 and R500 for ages 85 and above. Each additional member is charged at the applicable age rate.

Ask about this cover →
Professional vocalist performing at a dignified family remembrance gathering

Artist Cover

A meaningful musical tribute using the same age-based premiums as After Tears Cover.

Monthly premiums are R100 for ages 18-64, R158 for ages 65-74, R300 for ages 75-84 and R500 for ages 85 and above per insured person. The approved artist and appearance remain subject to written confirmation and availability.

Ask about this cover →
Professional barber and hairstylist preparing adult family members

Barber & Stylist Cover

Professional grooming support at R25 per person per month for all ages.

Every insured member is charged R25 monthly. The selected services, location, timing and service provider remain subject to the approved option and written confirmation.

Ask about this cover →
A family reviewing coordinated formal outfits with a professional stylist

Fashion Cover

Family clothing cover for up to eight people at R500 per month.

The family may include people of any age below 85. People aged 85 and above are excluded. Approved garments, sizes, quantities, suppliers and benefit limits remain subject to the accepted policy schedule.

Ask about this cover →
Rethabile Khumalo, BM Financial Services Brand Ambassador

BM BRAND AMBASSADOR

Rethabile Khumalo

Rethabile Khumalo is a Brand Ambassador for BM Financial Services.

Her voice of resilience and hope supports BM’s commitment to helping families plan dignified farewells. Any specific event appearance or performance remains subject to separate written confirmation and availability.

ONE CLEAR PROCESS

Choose. Confirm. Prepare.

1

Tell us what the family needs

Discuss the people to cover and the practical support that matters to your household.

2

Review the approved option

Check the premium, benefit limit, waiting period, exclusions, service area and fulfilment rules.

3

Receive written confirmation

Cover and services begin only after acceptance, the required payment and official confirmation.

PLAN THE COMPLETE FAREWELL

Financial protection.
Practical family support.

Ask BM to help you compare the approved options and identify which core or supplementary services are included.

Start an application ↗WhatsApp 074 866 7038